Health Insurance : What is Health Insurance ?

Health Insurance : What is Health Insurance ?


Health Insurance : What is Health Insurance ?




What is Health Insurance ?


Health insurance pays for your medical, surgical, and sometimes for your dental expenses incurred by the insured.

Health insurance can reimburse the insured for expenses incurred from illness, serve diseases or injury, or pay the care provider directly. It is often included in employer benefit packages as a means of enticing quality employees, with premiums partially covered by the employer but often also deducted from employee paychecks. 

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The real cost of health insurance premiums is actually deductible to the payer, and the benefits received are totally tax-free.

Health Insurance is a contract in which the insurance company agrees to pay for the medical expenses of the insured person agrees to pay a fixed premium.

Health insurance works by protecting your assests from the high/huge cost of medical care. Health care is very expensive and medicines and health care costs are increasing every year, and there is no chance that these health care costs will ever decrease.

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Without health insurance it would be very hard for a lot of people to afford their healt care bill every day or every month, or every year.

Health insurance is a way for people to protect themselves from extreme financial medical care costs if they become very ill, or if they have to spend a lot of money on their medicines for their illness, injury or serve diseases.

Health insurance ensure that these people have access to health care when they need it.

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